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The information in this Website is general information only and has been prepared without taking into account your personal objectives, financial situation or needs. You should consider any advice in this Website in light of your personal objectives, financial situation or needs before acting on it.

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Bright Cents disclaims all and any guarantees, undertakings and warranties, expressed or implied, and shall not be liable for any loss or damage whatsoever (including human or computer error, negligent or otherwise, by one or more of Bright Cents’ employees, representatives or agents, or incidental or consequential loss or damage) arising out of or in connection with any use or reliance on the information or advice on this Website. The user must accept sole responsibility associated with the use of the material on this Website, irrespective of the purpose for which such use or results are applied. The information on this Website is no substitute for financial advice.

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