Category "Budgeting"

Beating Student Loans – How I Am Paying Off $22,371 in Student Debt

Tips for paying off $22k in Student Loans

This post was written by Drew Cloud, founder of The Student Loan Report. Take it away, Drew!

It feels good to beat student loan debt.

It can take some hard work, but it is well worth it to be able to use your income for life’s milestones, such as buying a car or a house. On top of this, many borrowers are completely blindsided by the interest they are required to pay on their loans.

For many, student loan debt hanging over their heads means that they can’t achieve these major steps in their lives. Despite this, there is a way out. I am beating my $22,371 in student debt so I can pursue very important financial goals sooner rather than later. Continue Reading

May 2016 Debt Report

May Debt Report 2016

It’s been a long time since I actually sat down to write a debt report (January to be exact), or net worth report, so here goes. 

Continue Reading

Is Your Responsibility Over After Paying Off Debt?

my debt is gone, now what

Please welcome Good Nelly here on Bright Cents. She is guest posting today on the blog about a topic we haven’t actually covered quite yet. Enjoy!


So give yourself a round of applause. You’ve paid off your debts successfully. Now what? Is your responsibility towards managing your finances over? No. On the contrary, now it’s your job to manage your finances effectively.

Continue Reading

How I Survived Wedding Season

- - Budgeting, Saving Money

surviving wedding seasonThis was the year of weddings. I went to 3 total, and was in two of those within a span of 7 months. These were all close friends of mine so I felt I needed to be part of their wedding day. That’s not to say I didn’t want to go, but I just wanted to emphasize that the whole “you have to say no sometimes” mantra wouldn’t have worked in these situations.

Prior to this span of time, I had been in exactly one wedding. That gave me a little bit of experience, but that bride was very laid back, yet on top of everything at the same time. All I had to do was get fitted for the dress and show up on the wedding day. Seriously, that was it.

I was young, didn’t know any better. I was also probably the worst bridesmaid in history for her wedding, but she never said anything. I definitely owe her one. 😉

I think it’s safe to say I never really knew what went into planning/participating in a wedding before this wedding season.


The Wedding Frenzy

I’ve heard many people say before that they’ve had a bunch of friends get married within a short time frame. Holding true to this idea, all of my friends started getting engaged in what seemed like a frenzy. The first one got engaged… 3 weeks later another one, 2 months later it happened again. I was happy as could be for them all, but couldn’t stop thinking about how I was going to pay for everything. Continue Reading

Multiple Savings Accounts w/ Capital One 360

Previously, I had written an article about saving for multiple goals using Ally Bank. It was quite well received, so I wanted to expand that topic and show you another way to set up multiple accounts with a different company.

The bank I primarily use for my checking account is Capital One 360. What I had left out was the functionality of their savings accounts, mainly because I had been using Ally Bank for my savings.

Continue Reading